Strategy
Risk & Compliance
Risk Management System according to Management Stage
Product Development
Initial risk factor assessment by the Investment/Asset Dept.
Review by the Compliance Officer (to assess conflicts of interest and check for improper business practices)
Investment Committee
Committee approval based on the investment due diligence report and the risk review report
Systematic risk review conducted according to the product type
Risk Management Units Compliance Officer
Pre-review of the fund's terms, investment memorandum (IM), and key product disclosure
Service Providers
Selection of external service providers based on internal criteria and procedures
For transactions exceeding a certain amount, the Service Provider Selection Committee is convened
Investment/Asset Dept.
Preparation of a quarterly risk management status report for each fund
Conducting operations in accordance with laws, regulations, and internal policies
Committees
Convening of the Risk Management Committee quarterly to review fund risks
In case of potential insolvency, convening of the Fund Property Valuation Committee
Risk Management Units Compliance Officer
Review of each operational directive and pre-assessment of operational risk factors
Implementation of emergency response plans during crisis situations
Communication with Distributors and Investors
Providing regular operational reports and updates to distributors and investors
Asset Disposal
Commencement of asset disposal activities four months prior to maturity
If issues arise, obtaining investor consent for extension per the fund's terms
Risk Management Committee Risk Management Units
Monitoring activities to ensure smooth repayment of principal and interest to investors
Reporting and review by the Risk Management Committee
Emergency Response
Convening the Risk Management Committee to establish post-crisis measures if repayment or redemption is delayed
Review of future repayment or redemption plans
Notification to distributors and investors (convening of a general meeting of beneficiaries if necessary)